Nowadays do I lose money with a savings account?

Savings accounts have been a loss-making business for many years now. Taxes more than wipe out any small amount of interest they may accrue. If you take inflation into account, your savings dwindle even further. That is why it is worth investing some of your savings in securities over the long term, even if this means taking on more risk. ETF savings plans are an especially good option in this regard.