How do I recognise a reversal of interest rates trends in good time?

It pays to finance your property with cheap money market mortgages for as long as possible and only switch to fixed-rate mortgages when interest rates start to rise sustainably. Keep a close eye on interest rate trends if your mortgage is due to expire in the next 12 to 18 months. If you expect them to rise sharply, it may be worth fixing the interest rate for the new mortgage weeks or months in advance. The VZ mortgage monitoring system automatically notifies you by e-mail as soon as interest rates exceed or fall below the limit you have defined.