Pension analysis at VZ
Are you covered in the event of an emergency?
How much income will you have left if you can no longer work due to illness or accident? What benefits can your family expect if you die? And will your home be affordable if your partner dies? A pension analysis from VZ provides answers to these questions.
With our pension analysis, we reveal how you are insured in the first, second and third pillars and what benefits you and your loved ones can expect if you become temporarily or permanently disabled, retire or die. You will find out whether and to what extent you need to pay off your mortgage so that your surviving dependants can continue to live in their home and whether it makes sense to take out additional insurance cover.
Why is it worth reviewing your pension provision?
In the event of disability, death or old age, the statutory minimum insurance is often insufficient to finance the standard of living to which people are accustomed.
Pension gaps are particularly common among the self-employed and among employees with above-average incomes, such as managers. This is because social security benefits are targeted at normal earners and the self-employed are not compulsorily insured in the second pillar.
In principle, every employee should know how much income he or she will have in the event of illness or accident. Everyone should know whether their survivors are adequately covered after their death.
When is a pension analysis appropriate?
At VZ, we regularly analyse the pension solutions of hundreds of clients. Our findings show that very few people know how they and their loved ones will fare financially if something unforeseen happens. And in most cases, they do not have enough money to maintain their standard of living.
It is a good idea to review your pension provision, especially if you are undergoing major personal or professional changes. These include a change of job or career, moving in together, marriage, divorce or the birth of a child, buying a home or becoming self-employed.
What are the benefits of a pension analysis with VZ?
VZ is not funded by commissions. This gives you the guarantee that our experts will always advise you independently and in your best interests.
After a pension analysis at VZ, you will know how best to close any gaps in your pension provision. You will also discover the right solution for you with the most attractive price/performance ratio.
Order a personal pension analysis
VZ will check what benefits you and your family can expect to receive if you become incapable of working, retire or die.