Retirement planning
Planning your retirement with VZ gives you the certainty to be financially secure after you retire. Together with our experts, you maximise your wealth and your long-term income. And you will know, for example, whether you can afford early retirement, how best to draw on your pension fund assets, to provide for your dependents and to save taxes.
Pensions are getting lower and lower. That’s why it’s even more important to carefully plan your retirement
What are the principles of our consultation approach?
Broad expertise, a great deal of experience and independence are the prerequisites for successful advice. Clients pay us to answer their questions, solve problems for them and offer promising solutions. Our advice creates tangible added value: for example, a solid financial plan for the coming phase of your life, a better risk/return ratio for your investments, a lower tax burden or more favourable mortgages and insurance policies.
How does consultation work?
First we discuss your current situation, your expectations and your goals. From this information, we develop a concept outlining how you can best achieve these goals. Once the direction is set, you receive a detailed, tailor-made plan that can be easily implemented – together with VZ or on your own.
Where can you have a consultation?
As a customer of VZ, you will be assisted by a personal advisor. Depending on your needs, you can decide whether you want to come and visit us in one of our branches or make use of the digital services offered by the VZ Financial Portal.
What are the advantages of planning your retirement with VZ?
- Each year, thousands of people plan their retirement with us; after all, nobody has as much experience and expertise in this area as we do.
- When considering retirement, you will have questions relating to many different specialist areas: OASI, pension funds, taxes, mortgages, financial investments and estate planning. We can provide you with answers to these questions from a single source.
- When providing advice, banks and insurance companies ultimately aim to sell you their own financial products. At VZ, we don’t have any such conflicts of interest: because we do not offer any of our own products or act as brokers for third-party providers, we can be completely impartial in recommending the best product for you.
- Getting advice on your retirement from VZ pays off: the money you will save each year in taxes, banking fees, insurance premiums and mortgage interest usually more than covers our consultation fee.
What do our customers say?
Each year, we help thousands of customers plan their retirements. We analyse their assets, improve their real estate financing, optimise their tax and insurance situation and put in place succession plans for them. Our main aim is for our customers to be satisfied: after all, there is no better advert for our service.
Regularly learn how you can optimise your OASI, pension fund and 3rd pillar: